Some motor trade insurance news. At Preston Crown Court today a vehicle salvage and parts firm, Douglas Valley Breakers, was fined £40,000 and ordered to pay £25,000 costs after an incident back in 2010 when an employee, Lee Roberts, was badly burned after fuel he was draining from a vehicle ignited.
We all remember the story of the three little pigs, unless you’re one of today’s youth in which case you’ll want me to talk about Medal of Honour and other such nonsense which isn’t going to happen so get yourselves back to primary school and learn to speak without saying ‘innit’ at the end of…
Well here’s a nice little touch! I have just been contacted by Mr. Laurence Murray, principal of Custom Clothing Store of Rugby who read one of my blogs, liked it and thought he’d give us a go. Sometimes I sit here writing my drivel and much as I love it I think I’m talking to…
Further to my recent blogs on flood insurance, a little trip back in time to May 16th 1943 when RAF 617 Squadron, led by Wing Commander Guy Gibson VC and 133 crew in 19 Lancaster bombers took off from RAF Scampton in Lincolnshire attempting possibly the most daring aerial military mission of all time. They…
The Old Spitalfields Market, so named after its location originally in a field adjacent to St. Mary Spittel between Bishopsgate and Brick Lane in London, started life originally in the 14th century. In 1682 Charles II granted a royal charter allowing John Balch, a silk thrower, to hold a market there two days a week….
Apart from buildings subsidence insurance, one of the standard covers on your buildings insurance policy is damage caused by earthquakes. Now you may think that the probability of this sort of damage is miniscule, but you may be surprised to know that the UK suffers from around 200 earthquakes per year. Admittedly roughly 175 of…
Further to my recent blog on the Motorhome and Caravan Show, I can report that I actually went there on the Saturday 19th October for a little nose around. Obviously if I had done my homework properly I would have gone on the opening day to see if I could have got a hot date…
I suppose with all this stormy weather it makes sense to talk about flood insurance. Many of you may be familiar of the story of the little Dutch boy who stuck his finger in a dike. What you may not know is that it is a story which is actually relatively unfamiliar in Holland. The…
In most cases, a business insurance policy will include personal accident and assault insurance. In the event that you are transporting your weekly takings to the bank for example and someone effectively tries to rob you, it is wise in this day and age to give yourself peace of mind knowing that you are covered…
Around about 20 years ago here in the midlands we had some fabulous snow. I was living at my parents’ house at the time which was out in the middle of nowhere and I remember we were completely snowed in. Furthermore, the power had gone down so we were sat in the house, surrounded…
As I sit here, window open, with a gentle cool breeze across my face, I’m slightly excited as within the next 24 hours a storm is going to be brewing. To me there’s something strangely appealing about the anticipation of carnage and destruction which may or may not be caused as a result. There are…
There have been a number of articles in the press over the last 12 months regarding the increase in injuries sustained on inflatable play equipment. Bouncy castle insurance is absolutely imperative if you own or are thinking of starting a business hiring such equipment. Admittedly over the last few years there has been a sustained…
It has come to my attention that last Saturday (19/10/13) a number of Fire and Rescue Services across the country had a strike planned to bring attention to their plight regarding governmental pension reforms. The firefighters were due to walk out from 6.30pm to 11.30pm. What does this have to do with public liability insurance…
Ok my remit is technically to investigate the demise of one of our Great British institutions, the pub trade. The case I have in question this week is not so much a ‘bigger picture’ scenario, but a story of how even if a business is doing relatively well on the outside, unforeseen circumstances beyond one’s…
Now there may be some people out there who can make insurance sound interesting but I’m not being funny, I’m not one of them. However, I can pick a subject and relate it very loosely to something mildly interesting. Pothole Bearing this in mind, I would like to tell you about an event which occurred…
The message seems to be clear. BUY INSURANCE ONLINE! According to IMRG who compile the e-Retail Sales Index, the UK has now by far the most prolific internet shoppers out of the 28 member states of the EU with 82% of internet users regularly shopping online accounting for 10% of all retail sales, a figure…
A major landlord insurance provider recently reported on the problem of the increasing number of ‘ghost’ tenants within the private rental sector sparking concerns over the validity of many landlord insurance policies. The insurer surveyed a number of letting agents and concluded that as many as one in ten rented properties contain ‘resident ghosts’. Whilst…
There has been a lot made in the press recently about the number of unoccupied shops throughout the UK at the moment. The owners of these shops are varied. Property funds and investment companies such as Standard Life and Prudential generally own the bigger, more prominent and valuable high street shops and shopping centres….
Further to my recent blog on the Lloyd’s building, one of its famous fixtures is the Lutine bell, an historic relic from the early days when Lloyd’s was predominantly a marine and cargo insurance market. Located in the centre of the underwriting room within the Lloyd’s building, it sits grandly and is widely regarded as…
Quentin Investigates….. When doors close, others open I must say, that fateful day I fell over the table of businessmen one afternoon not so very long ago I was clearly the worse for wear after having decided I was the chief taster for Glenwhateveritwas. I don’t normally wear a suit, but that day I was…
I was recently asked by a business insurance broker friend if I would mind driving to him down to ‘The Smoke’ as he had a meeting with a motor trade insurance underwriter and wanted to spend the journey preparing for said meeting. I obliged and after dropping him off in the City I thought I’d…
The Motorhome and Caravan show will be running from the 15th to 20th of October 2013 at the National Exhibition Centre in Birmingham. Widely regarded as the most important show in the UK for all things caravan, with not only all the latest models, accessories, products and peripherals but with activities and attractions such…
Good News! A new freelance journalist has joined our team. We met Quentin Thrapstock last week in a quiet pub whilst we were having a spot of lunch with an insurer discussing pub insurance and he inadvertently fell over a chair, upending our table. After dusting himself off and buying us all a beer we…
At CompareCrazy.com we have a panel of insurers who can cover all your requirements when it comes to catering van insurance and catering trailer insurance. Recently in the press there was a case in the south of England where a catering trailer exploded in the early hours of the morning, sending shrapnel forty feet into…
Products liability insurance, normally a bolt on to public liability insurance on commercial combined and retail package insurance policies can be useful if for example you become legally liable in the event that you have an unforeseen problem with goods you are supplying. I’m not so sure if Coca Cola will have too many public…
Landlords Mortgages Well, it seems that the West Bromwich Building Society, clearly unhappy with the fact that they’ve managed to lose £9.4 million in the last financial year, have decided that a ‘lifetime tracker’ for landlords mortgage should not necessarily last for a lifetime, just until they decide otherwise! The time happens to be December…