General Enquiries

Motor Trade Insurance Comparison

Whether you are a part-time motor trader working from home or a franchised dealer, Compare Crazy has brought together the UK leading specialist in motor trade insurance in one easy to use site. Our Motor Trade Insurance policy is available for Motor traders who buy, sell or repair vehicles from a business premises or from home.


Our Motor Trade Insurance policy covers:

Road Risk Insurance – This protects all vehicles associated with a business while travelling on the public road. This is a legal requirement under the Road Traffic Acts.
Material Damage Insurance – This protects your buildings, contents and vehicles.
Employers Liability Insurance – This covers employees or labour only sub-contractors. This is also a legal Requirement.
Serving Indemnity & sales of goods – This protects your business property from third party damage and covers legal liability for injury.

Motor Trade Insurance under 25

If you are under the age of 25, you could get a great deal on motor trade insurance with We can compare Motor Trade Insurance for under 25’s from a number of insurance companies to get the best policy for you and cover every eventuality you may encounter.

Compare Insurances

Motor traders can place online classified adverts in seconds, reaching hundreds of potential buyers up and down the country. Today’s motor buyer is armed with price comparison information from across the country. Motor Traders can compare Motor Trade insurances quickly at any time of day using online comparison sites. By comparing motor trade insurance online, you can find the best policy and also find a cheap motor trade insurance quote.

Just as trading online can save motor traders time and money, using online suppliers for your business such as insurance brokers, provide motor traders with the ability to compare insurance quotes, buy and make valuable savings quickly.

Part Time Motor Trader Insurance

Whether you work a couple of days a week or a weekend, we have Part Time motor Trade Insurance available. The right Motor Trade Insurance provides essential cover, should you damage a customer’s car or suffer a break-in. Today it is possible to obtain quotes for motor trade insurance quotations from simple road risk (a legal requirement for any motor trade business using vehicles on the public highway) to a motor trade policy that includes vehicles in stock, employers and public liability cover in minutes online. Benefits of our Motor Trade Insurance cover include: Flexible monthly payment options, Cover for all vehicle types and Motor Trader insurance experts.

Northern Ireland Insurance

We currently provide Motor Trade cover for mainland UK only and we are unable to provide Northern Ireland Motor Trade Insurance. Compare Crazy are a specialist Insurance comparison site in the UK offering competitive motor trade insurance quotes. For further information you can contact us at

Motor Trade Insurance is designed for:

  • Car and Motorcycle Sales and Service
  • Mechanic or Bodyshop Repairers
  • Car Valeters
  • Tyre and Exhaust Stations
  • Salvage and breakers
  • Breakdown or Recovery
  • Vehicle Delivery
  • Collector or Restorer
  • Windscreen Fitters
  • Auto Electricians
  • MOT Test Centres

Motor Trade Insurance FAQs

What does Motor Trade Insurance cover?

Typical policy features are:

  • Road Risks cover (To cover you as a minimum to legally drive on the Public highways)
  • Material Damage (Cover for damage to your property)
  • Public Liability, servicing and sale of goods (To cover damage your business may cause to a third party)
  • Employers Liability (To cover the business against any harm caused to employees and required by Law)

What sort of vehicles can be covered?
Most types of vehicles can be covered, from motorcycles to high performance vehicles.

Am I eligible for any discounts?
Introductory discounts available for new ventures and those people without or little ‘No Claims Bonus’

Can I get a quote if I’m a convicted driver?
Yes – Offered are a range of specialist cover for the drivers who may struggle to find insurance elsewhere.

Can I get a quote if I’m under the age of 25?
Yes – A few insurers will consider drivers under 25 but the premiums are very expensive and start in the many thousands.

Can I get a quote if I only work Part-time?
Yes – On offer are a range of policies whether you work in the week days or at the weekend.

Can I pay by instalments?
Yes – There are flexible monthly payment options.