Non-Standard Construction Insurance – The Cob House
When anyone is considering taking out non-standard construction insurance, or indeed any buildings insurance, it is a common misconception that the sum insured should be the saleable value of the property. This is absolutely not the case. The sum insured should always be the amount required to rebuild the property including any demolition, removal of […]
Flood Insurance News
The Residential Landlords Association (RLA) has complained that Government plans to ensure that flood insurance is widely available will not extend to private rental property, leaving landlords and tenants in flood affected areas at risk.
Business Insurance and the Nativity!
It is a sad fact these days that the true meaning of Christmas is lost in the commercial frenzy that we take for granted so bearing this in mind, and working on the principle that ‘if you can’t beat them join them’, here’s a quick take on the nativity from a business insurance perspective!
Christmas Insurance Fraud – Santa Pulls One
My attention has been drawn to a fire within the grounds of Chessington World of Adventures and Zoo, where Santa’s Grotto has been consumed with flames. Now call me a cynic but I think Santa’s pulling a fast one here. This reeks of insurance fraud!
On The Piste? – Winter Sports Travel Insurance
As we prepare ourselves for a spot of arctic weather I thought it appropriate to mention specialist winter sports travel insurance. According to the Association of British Travel Agents (ABTA), up to a million of us will be off skiing over the winter months, with an astonishing third of all skiers not having adequate cover […]
I Wouldn’t Shell Out For Them! – Product Liability News
Going back to a blog which I wrote recently on product liability insurance, another big firm is in the news. Apparently Marks and Spencer are recalling three of their seafood range as a purely precautionary measure in the run up to Christmas amidst fears that a relatively small number of recent food poisoning cases may […]
Residential Landlord Jailed – CC News
On the 22nd of November, Westminster Magistrates Court heard that Harpal Singh, 53, of North London had installed a boiler himself at a three bedroomed property which he owns on Montague Rd. Tottenham Hale, London, together with all the associated pipework. The boiler subsequently, probably not unsurprisingly, developed a gas leak which Singh attempted to […]
Golfing In Mexico? You Could Be Lunch! – Travel Insurance
It was reported in the press a couple of weeks ago that a British tourist, Dougie Thomson,58, of Wishaw near Glasgow, was playing golf at the Iberostar Cancun Hotel complex in Mexico, when he hit a poor shot into a bunker. At this stage I’m almost certain the last thing on Dougie’s mind was his […]
The Audacity Of It! Theft Insurance Blog
Under any insurance policy which incorporates theft insurance, an insurer will rightly ask for certain preventative measures to be in place by the insured. For example if you have a high value car it may be a prerequisite that there is a tracker device fitted. If you are insuring a jeweller’s shop they will be […]
Health & Safety Madness! – Property Owners Liability News
Further to the recent case of WPC Kelly Jones, who tripped on a kerb during a call out to a garage and subsequently tried to claim £50,000 for an injured ankle, (she subsequently dropped the claim due to pressure from the public and even comments from the then Home Secretary, Theresa May of ‘frivolous’ claims […]