Unoccupied Property Insurance Blog

Back in May 2011, an old decaying Victorian toilet block on the seafront at Sheringham, Norfolk, was sold for £104,000 at auction, more than twice the guide price. This got me to thinking about unoccupied property insurance…

Why You Need Tenants Contents Insurance

In a previous blog I wrote about a fire which happened in a restaurant which spread to 14 housing association flats above said restaurant. I will now explain why it is essential that you have a tenants contents insurance policy in place, especially if you live in a block of flats or above commercial premises. […]

If It Can Happen To The Big Boys… Restaurant Insurance Blog

I read in the press yesterday about a fire at the Harrogate branch of Prezzo, the Italian restaurant chain, which once again accentuates the need for adequate restaurant insurance. Whilst this fire will no doubt put only a minor dent in the chain’s pocket, what would you do if it was your restaurant and you […]

Are Flood Insurance Companies Taking All The Burden?

With the wave upon wave of storms we’ve had recently, particularly the south west and the Thames Valley, it is estimated that so far the flood insurance companies have been hit with over £400million in claims, although the true cost will not be known for the foreseeable future but, is it fair that insurers should […]

Non Standard Construction Insurance News

A rather interesting building has gone on the market in Poole, Dorset with sealed bids invited by potential purchasers. The former main police station in Poole, located on the Sandbanks Rd. is expected to fetch around £1.5million and from an insurance point of view would fall into the category of non standard construction insurance as […]

The Big Freeze Is Coming! Vital News For Landlords

With all the recent flooding in the UK it appears we are now in for a big freeze so as a landlord, as well as your landlord insurance, it may be prudent to take out an emergency assistance insurance policy.

The UK’s Worsening Flood Problem – Flood Insurance News

We are all familiar, I’m sure, with the recent spate of flooding across the UK – it has been front page news more often than not, but upon researching some interesting statistics, questions have to be asked. What does the future hold for the UK in respect of flood management and flood insurance? Both of […]

Landlord News – HMO Insurance

A landlord in Liverpool has been fined £10,000 for fire safety failings and running a student house of multiple occupation (HMO) without a licence. As a landlord it is essential that all legislation is complied with as in the event of a claim, any landlord insurance policy, including HMO insurance may be null and void.

London Beer Flood – Public Liability Blog

Further to my last blog about the Apollo Theatre, the Dominion Theatre on the junction of Oxford Street and Tottenham Court Rd. London was built in 1928-1929 on the former site of the Horse Shoe Brewery, which on Monday 17th October 1814 would have been in this day and age, the scene of a massive […]