The BBC’s Inside Out West Midlands programme, originally broadcast on 13/01/14 brought to light the problem of ‘plyers’, or private hire taxi drivers who pick up fares off the street without a booking, thus invalidating their private hire taxi insurance.
The implications of being declared, or declaring yourself bankrupt are many and varied, not least when it comes to trying to obtain any financial services whatsoever. Home insurance for bankrupts can also be very difficult to find, if you are lucky enough to keep your house in the first place.
Historically if you wanted motor trade insurance under 25 years old it was never a problem and almost all the insurance companies which offered motor trade insurance would not have had a problem insuring, in fairness, anyone over the age of 21 but over the years things have changed.
With all the recent flooding in the UK it appears we are now in for a big freeze so as a landlord, as well as your landlord insurance, it may be prudent to take out an emergency assistance insurance policy.
In much the same way that car insurance policy premiums are partially evaluated or rated on the postcodal area in which you live dependant upon the amount of car crime in that particular area, home insurance policies are very much the same insofar as insurers take into consideration the amount of home insurance claims in…
I have read in the press this morning that the House of Commons Public Accounts Committee will be having words in Parliament today regarding the state of some of the royal residences and the fact that the backlog of repairs and maintenance necessary for buildings including Windsor Castle and Buck House is currently running at…
We are all familiar, I’m sure, with the recent spate of flooding across the UK – it has been front page news more often than not, but upon researching some interesting statistics, questions have to be asked. What does the future hold for the UK in respect of flood management and flood insurance? Both of…
Any professionals who offer advice, for example accountants, solicitors, as well as people such as those in the medical profession, should have professional indemnity insurance in place in case wrongful advice is given or inadvertent malpractice which may lead to legal liability. An example of this can be given from a story a good friend…
I was fortunate enough the other day to find myself in a bar called Inspire in Coventry’s city centre. They happen to have their café bar insurance through one of our broker partners so I thought it only fair and reasonable that I gave them a bit of a mention. The place is a bit…
Today’s restaurant insurance blog features probably the first recognised restaurant critic in the UK, Egon Ronay. The son of a prominent restaurateur from Budapest, Ronay emigrated to England in 1946 after first the Nazis and then the Russians left the family business in tatters. Launched in 1957, the Egon Ronay Guide to British Eateries rapidly became…
They say ‘there’s nowt as queer as folk’. This is abundantly clear as far as hotel guests go if the reports are to be believed of items left behind by guests upon departure by a major UK hotel chain. Whilst most hotels have a disclaimer that items are left at their owners’ risk, comprehensive hotel…
It is a sad fact of our age that with the advent of the video game, the kids of today will be missing out on an integral part of growing up which is accruing scars – the medals to show that you have actually learned not to pour water on your hands from a boiling…
A landlord in Liverpool has been fined £10,000 for fire safety failings and running a student house of multiple occupation (HMO) without a licence. As a landlord it is essential that all legislation is complied with as in the event of a claim, any landlord insurance policy, including HMO insurance may be null and void.
Further to my last blog about the Apollo Theatre, the Dominion Theatre on the junction of Oxford Street and Tottenham Court Rd. London was built in 1928-1929 on the former site of the Horse Shoe Brewery, which on Monday 17th October 1814 would have been in this day and age, the scene of a massive…
A couple of weeks ago, theatre goers were given a bit of a shock at the Apollo Theatre, Shaftesbury Avenue, London, during a performance of ‘The Curious Incident Of The Dog In The Night-Time’, when the roof collapsed in on the audience, injuring about 80 people. Whilst this was widely reported in the press, upon…