Public liability insurance covers damages and compensation payouts in the event that businesses have caused damages/injuries sustained on their property that they are negligent for. This also covers any damage caused to an individuals’ property as a result of the incident.
It is not a legal requirement for businesses to have Public Liability Insurance, but most are expected to have at least £2million of cover per annum. As a rule, public liability claims can tend to be high with many cases around six-figure sums, and as such it is extremely important for businesses to have cover otherwise the costs can prohibit company growth.
Typical public liability insurance claims
- Injury caused by uneven pavements, footpaths, roads and walkways, steps and stairs.
- Slip, trip or fall anywhere
- Injuries due to objects falling from above whilst on public property.
With many solicitors interested to represent claims of this nature and the on a “no win, no fee” service to it is essential that all businesses maintain a suitable level of public liability insurance.
With such high potential payouts many business may think that Public Liability Insurance was hugely expensive. However with a competitive marketplace, brokers hungry for your business premiums can be surprisingly low.
Businesses can save even more by comparing public liability insurance online at CompareCrazy.com – complete one simple public liability insurance form online and receive quotes from leading liability insurance brokers straight into your inbox.



