LIABILTY Don’t let the “no win no fee” Society Mussel into your profits and remember it is Shellfish & Illegal to work outside the law.
In today’s society “No win No fee” solicitors are rife, do realise how much a typical claim from them is? £10,000 is a good benchmark. No longer will diners put up with a bad taste in the mouth or a sore stomach, or even if they slip on food dropped on the floor they will sue although you take meticulous care in the growing & preparation of your produce, once they are distributed, who knows what could happen with faulty refrigeration or poor hygiene Before it reaches the table. Following American principle the solicitor will pursue every part of the chain it will be the small fry that without Public Liability insurance cover that looses the most.
In addition landowners often require proof of cover before you can operate on their property.
The law also demands that any business with employees, even employed on a casual basis and also limited companies carry Employers Liability insurance, As well as a moral obligation to your staff. Injury claims can be astronomical and will lead to prosecution under the health & safety at work act.
I have been involved with this (hard to find) cover for a good number after being recommended by our trade association to several farmers how faced closure as cover was so expensive. I was able to offer attractive premiums and wide cover. Eventually covering the bulk of the Shetland Islands then other parts of the country
Although several incidents involving cockles & whelks have sullied the market I am still confident we offer the keenest rates. To continue these rates we are only offering cover to line or cage production methods
Tags: liability insurance